Litigation Services
Facing relentless harassment from lenders, collection agents, or financial institutions? You are not alone, and you don’t have to tolerate it. Many borrowers experience threatening calls, public shaming, illegal home visits, and coercive tactics—but what most don’t realize is that these actions violate legal guidelines set by the RBI and consumer protection laws.
You have legal rights, and we are here to enforce them. Our litigation services ensure that any unlawful recovery practices against you are stopped immediately. We take swift legal action to protect your privacy, dignity, and financial security, ensuring that lenders and agents adhere to ethical debt collection practices. If they fail to comply, we initiate legal proceedings against them to hold them accountable.
With our expert legal team by your side, you can fight back against unfair treatment and reclaim your peace of mind.
Your Rights Against Harassment & Unlawful Recovery Practices
Many borrowers are unaware that they have legal rights that protect them from unethical and unlawful recovery practices. Lenders and collection agents must follow strict guidelines while recovering dues, and if they violate these rules, you have every right to take legal action.
Right to Privacy & Dignity
Lenders cannot publicly shame you, call your workplace excessively, or inform your family, friends, or employer about your debt without your consent. Such actions are a direct violation of privacy laws.
Right to Be Treated with Respect
Collection agents cannot threaten, abuse, or intimidate you while recovering dues. If they use coercive tactics, you can file a legal complaint against them.
Right to Fair Recovery Practices
According to RBI guidelines, lenders must follow ethical recovery practices. They cannot call at odd hours, visit your home unannounced, or pressure you beyond legal limits.
Right to Seek Legal Protection
If you're facing continuous harassment, threats, or unfair practices, you can seek legal protection by filing a complaint with the Banking Ombudsman, RBI, or Consumer Court.
Right to Receive Written Notices
Lenders must provide written notices before taking any legal action or marking a loan as a default. If they fail to do so, any action taken against you can be challenged in court.
Right to Challenge Unfair Fees & Deductions
Banks cannot deduct money from your account without your consent. If you notice unauthorized deductions or inflated charges, you have the right to dispute them legally.
How We Legally Protect You
Filing Complaints with Authorities
If lenders violate RBI guidelines or harass you beyond legal limits, we escalate the matter by filing official complaints with the Banking Ombudsman, RBI, or other regulatory bodies.
Immediate Legal Notice to Stop Harassment
We send a strong legal notice to the lender and collection agencies, warning them to cease all unlawful recovery actions. This ensures they cannot contact you directly anymore.
Legal Representation & Court Filings
If needed, we initiate litigation against lenders or recovery agents engaging in illegal activities. We take them to court and seek damages for the mental and financial stress they have caused you.
Stay Orders Against Unlawful Actions
If banks attempt to take legal action against you unfairly, we help you obtain a stay order from the court to protect your rights and stop any aggressive recovery attempts.
Ensuring Compensation for Harassment Victims
In extreme cases, where lenders have caused emotional distress, financial loss, or reputational damage, we pursue legal claims to secure compensation for you. add one more point
Protection from Unlawful Asset Seizure
If lenders threaten to seize your assets without due legal process, we intervene to ensure they follow proper legal channels, preventing any unauthorized repossession.